Photo: Discover 160 Homeowner | Josh Gallegos | U.S. Marine Corps Veteran

Honoring Our Heroes This Veterans Day: Understanding the Benefits of a VA Home Loan with De Young Properties affiliate company – De Young Mortgage

This Veterans Day, De Young Properties proudly salutes the brave men and women who have served our country and the families who have supported them along the way. Your courage, dedication and sacrifices protect the freedoms we enjoy each and every day.

We are deeply thankful for our active military and veterans — and the sacrifices they make to protect us all. That’s why we do all we can to support those who have served, including offering service members, both past and present, $1,500 in Design Studio personal selections through our Heroes Program and VA Home Loans through our affiliate, De Young Mortgage.

As a small way of giving back, we want to help make the dream of homeownership more attainable for our nation’s heroes through one of the most valuable home financing programs available: the VA Home Loan.

What is a VA Home Loan?

A VA Home Loan is a mortgage program backed by the U.S. Department of Veterans Affairs. It was created to help eligible veterans, active-duty service members and certain surviving spouses buy, build or refinance a home. This program offers meaningful financial benefits that make homeownership more affordable and accessible for those who have served.

Key Benefits of a VA Home Loan

• No Down Payment Required: Most VA loans do not require a down payment, allowing qualified buyers to purchase a home without needing to save for years.
• Competitive Interest Rates: Because VA loans are backed by the government, they often come with lower interest rates than conventional loans, helping you save money over time.
• No Private Mortgage Insurance (PMI): While many traditional loans require PMI when the down payment is less than 20 percent, VA loans remove that added cost, keeping your monthly payments lower.
• Flexible Qualification Requirements: VA loans are designed with service members in mind, offering more lenient credit and income guidelines to help make qualifying easier.
• Streamlined Refinancing Options: If you already own a home, VA refinance programs can help reduce your interest rate or provide access to your home’s equity with less paperwork and stress.

Our Commitment to You

De Young Properties, along with affiliate company De Young Mortgage, are honored to have helped veterans in our community become homeowners and are dedicated to continuing that mission by offering financing options designed to serve even more of our nation’s heroes.

The professionals at De Young Mortgage are well acquainted with the Veterans Home Loan, as well as the FHA, USDA and other conventional loans. With a wide range of down payment assistance programs, owning a De Young home has never been easier. Our team is ready to help you discover the program that works best for you.

Whether you’re looking to purchase a home for the first time or just refinancing, our goal is to provide the same high level of service and integrity that matches the De Young name.

To learn more about a VA Home Loan or any other financing programs through De Young Mortgage, call (559) 439-9494.

Want to learn more about how De Young Properties supports our active service members and veterans? Visit one of our De Young Welcome Centers to discover the De Young difference and to find a home that will serve you as you have served us!

*This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice. De Young Mortgage, Inc. CA Department of Real Estate, Real Estate Broker License #01926671. NMLS Lic. #293347.