Falling Rates Are Creating Big Opportunities

With the Federal Reserve cutting interest rates, homeowners in Fresno and across California are already seeing major benefits. According to CNBC, refinance demand nationwide has spiked nearly 60%. Locally, the opportunity is just as strong:

• Fresno homeowners refinancing from 7.25% to today’s average 6.58% could save about $220/month on a $400,000 loan. (MintRates)
• California borrowers who refinanced recently cut their rate by ~0.85% and saved an average of $240/month. (ICE Mortgage Technology via Investopedia)

These savings add up to thousands over the life of a loan, money you could put toward home improvements, retirement savings, or simply enjoying life more today.

Refinance with De Young Mortgage – Not Just for New Homes

A common misconception is that De Young Mortgage only finances new De Young Properties homes. The truth is:

• We provide refinancing solutions for any home, not just De Young homes
• We help buyers secure mortgages for resale homes across the Central Valley
• We shop the market to provide competitive rates and personalized loan options

Learn more about our services here: De Young Mortgage

Thinking About Buying? Explore Quick Move-In Homes

If you’re ready to purchase instead of refinance, this is also the perfect time to explore our wide selection of Quick Move-In Homes. These homes are already under construction or completed, offering you the chance to move sooner and lock in today’s lower rates.

We invite you to:

• Browse our available quick move-in ready homes
• Explore our award-winning floorplans
• Take a virtual tour from the comfort of your home

Why Choose De Young?

With over 50 years of experience building over 8,000 quality homes in Fresno, Clovis, and Madera, De Young Properties has earned the trust of thousands of families. Pairing our legacy of homebuilding with the financing expertise of De Young Mortgage gives you a complete homeownership solution.

Whether you’re refinancing to save money or buying your dream home, we’re here to guide you every step of the way.

Take the Next Step

Call us today at 559-354-9898

Or get started online: Contact De Young Mortgage

Don’t wait - rates and savings opportunities are moving fast!