This Halloween season, there’s no need to be spooked by rising home prices because we’ve got a treat for Central Valley homebuyers! The Federal Housing Finance Agency (FHFA) has announced an increase in the 2025 conforming loan limits, making homeownership more attainable and a lot less scary.
For Fresno County, the new limits are:
These new loan limits reflect the growing home values in our area but there’s no reason to be frightened. This update gives buyers more borrowing power while keeping their loans within conforming guidelines. Conforming loan limits determine the maximum amount you can borrow while still qualifying for mortgages backed by Fannie Mae and Freddie Mac. With these higher limits, you can access better rates, easier qualifications and smaller down payments without facing any monster-sized requirements.
For homebuyers in Fresno County, this increase means more opportunities to find your dream home, whether it’s your first home, your forever home or a frightfully fabulous upgrade.
At De Young Mortgage, we make the mortgage process a real treat. Our expert team is here to guide you through every step so you can enjoy a boo-tiful homebuying experience without the confusion or stress.
Our goal at De Young Mortgage, Inc. is to make financing your dream home or refinancing your current one as simple and stress-free as possible. Whether you’re purchasing a brand-new De Young Properties home or looking to refinance your existing mortgage, our experienced team will help you find the right loan option to fit your needs.
We offer a wide variety of loan programs, including Conventional, FHA, USDA, VA and Jumbo Loans. We also provide refinancing options that may help you lower your monthly payment, reduce your interest rate or access your home’s equity.
Whether you’re applying for a new home loan or exploring the benefits of refinancing, we’re here to guide you every step of the way. To learn more about De Young Mortgage, call (559) 420-7868 to arrange an appointment with one of our Loan Officers.
