This is the most significant savings opportunity of the year, designed to deliver meaningful monthly payment advantages while showcasing what makes De Young different. As a local, family owned builder, the Sibling Showcase Edition highlights our newest homes and limited savings opportunities to buy before the year ends at De Young Sereno at Tesoro Viejo.
Schedule a private tour today to explore our Biggest Year End Savings, Sibling Showcase Edition at De Young Sereno at Tesoro Viejo before it ends.
907 Beaver Pond LoopMadera, CA 93636
559.203.1866 Get Directions
6338 E Adena AveFresno, CA 93727
559-212-3277 Get Directions
7589 Preserve Dr.Friant, CA 93626
559-296-9007 Get DirectionsMortgage rate special offered at De Young Sereno at Tesoro Viejo.
STARTING AT 3.875% CONVENTIONAL 30 YR FIXED RATE
The 2-1 Seller Paid buydown Program, an affordable option.
Example: On a sale price of $460,040 with a rate of 3.875%, with 20% down ($92,008) and loan amount of $368,032, the Principal and Interest monthly payment would be $1,731. After 2-1 buydown of $8,109.84 seller paid, here is what the reduction in monthly payments would look like for the first two years.
YEAR | RATE | MONTHLY PAYMENT*
Year 1
3.875%
$2,362.00*
Year 2
4.875%
$2,579.00*
Years 3–30
5.875%
$2,808.00*
*Monthly payments shown include principal, interest, taxes and insurance rounded up and are shown for comparison only. Payments do not include HOA Homeowners Association fees. APR is 5.873%. Each applicant’s credit score, income, employment, location and other factors may affect qualification, rate, costs and fees. Buydown cost varies by loan amount and is seller paid.
Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. De Young Mortgage cannot predict where rates will be in the future. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply. Contact your loan officer with De Young Mortgage Inc. for current rates and additional information.
The 2-1 Buydown Program is a financing option that temporarily lowers the interest rate on a mortgage for the first two years before it adjusts to the permanent rate. During the first year of homeownership, the interest rate is 2% lower than the standard rate. In the second year, the interest rate is 1% lower than the agreed upon rate. After the first two years, the loan converts to the permanent interest rate for the remaining term.
Based on the qualifying interest rate of 5.875% on a 30 year fixed rate term, generally available as of 12/17/2025, factoring in interest, closing costs, taxes and insurance and a sales price of $460,040 with a 20.00% down payment of $92,008. Rates may change or may not be available at the time of loan commitment, lock in or closing. Not an offer to enter into an interest rate or discount point agreement. Any such agreement may only be made in writing signed by both borrower and lender. Buyer subject to qualification including but not limited to minimum credit score requirements, owner occupancy requirements and investor or program guidelines. Offers, incentives and seller contributions are subject to terms, conditions and restrictions. Certain incentives may affect loan amount. Prices subject to change without notice. De Young Properties reserves the right to change or withdraw any offer at any time. Offers may require financing through seller’s affiliate De Young Mortgage, however use of De Young Mortgage is not required to purchase a home.
© 2025 De Young Mortgage. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Information subject to change without notice. De Young Mortgage Inc., CA Department of Real Estate Real Estate Broker License #01926671, NMLS #1026010. De Young Mortgage, 677 W. Palmdon Drive Suite 208A, Fresno, CA 93704. 559 439 9494. www.deyoungmortgage.com
